NorthState Check Exchange Established in 1989 by Richard Rowan as Check x Change, a money service business, quickly became popular for providing financial services with excellent customer service to the local community. We are known to many for our business professionalism, integrity, and compassion. Check x Change, now known formally as NorthState Check Exchange, still operates on those same business fundamentals as founded by Richard Rowan. NorthState Check Exchange provides services to an ...